Jun 16, 2012

Genuine Christian


What does a Christian look like?
 - Reading my Bible?
 - Faithfully quote the Lord's Prayer?
 - Going to Sunday School?
 - Attending Church?
 - Wearing a dress to all church functions?
 - Singing on the praise team?
 - Lifting my hands while I sing a worship song?
 - Knowing the 10 Commandments?
 - Sitting on the board?
 - Having a fish symbol on my vehicle?

Many would say that fits the description.  But, when I get to heaven, is Christ really going to greet me and say:
 - How much of the Bible did you read each day?
 - How early in the morning did you wake up to pray?
 - Did you miss any Sunday School meetings or Church times?
 - Did denim ever enter My house?
 - How was praise team practice?
 - I like how you hold two hands up when you worship instead of just one!
 - How old were you when you memorized My Commandments?
 - How many people voted YES to you being on the board?
 - Did you have only one fish symbol on your vehicle?

Here's what I hear Christ really saying to me at heaven's gate:
 - What did I say to you through my Word?  Did you get it?  Did you apply it to your life?
 - When you prayed, did you mean it?  Did you live My will being done in your life?
 - When you went to Sunday School and Church, did you learn something new?  Did you let it expand your view of who I am and who I can be in/through you?
 - Where was  your heart when you sang to Me?  Where you worshiping me or showing off?  Did you mean the words to the songs?
 - Did you follow My Commandments?
 - When you served in that position in the Church, did you really pray about those decisions or do what you wanted?  Did you put Me and My people first?
 - When you had that symbol representing Me on your vehicle, did you represent me in your attitude while you drove?

Christ is less interested in the practice of our Christianity 
and more interested in the quality of our relationship with Him.
Christ is less interested in the policy of our practice 
and more interested in the quality of our lessons learned.
Christ is less interested in the piety of our Christian talk 
and more interested in the quality of our Christ-filled, God-led walk
Christ is less interested in the possessiveness of our traditions 
and more interested in the quality of our passion to seek God's face
Christ is less interested in the positiveness of our platitude 
and more interested in the quality of our attitude.
Christ is less interested in the power of our position 
and more interested in the quality of our confidence in Him.
Christ is less interested in the precedence of our title 
and more interested in the quality of our heart-humility.
Christ is less interested in the parade of our physical appearance 
and more interested in the quality of our inward spirit.
Christ is less interested in the puny-ness of our knowledge 
and more interested in the quality of our priority to follow Him
Christ is less interested in the pettiness of our disputes 
and more interested in the quality of our compassion, mercy, grace & forgiveness.
Christ is less interested in the performance of our bodies 
and more interested in the quality of our soul's health.

Christ has already done what is necessary to give us every opportunity to accept His gift of personal relationship with Him.  We only have to look up, reach out and accept.  

Full surrender to God will infuse in us a passion for His will in our life.  
Complete and total control given to God will awaken in us a desire to see others experience Christ in a real and powerful way!  
We won't want to keep it to ourselves!  
We won't want to just let the hurting walk by without knowing the cure to their pain.  
We won't want to hide the truth we possess.  
We won't want to even breathe without giving God all the praise!

Is that the kind of relationship you have with Jesus Christ?  (I'm talking even to myself here.  I've experienced this kind of daily miracle-witnessing, prayer-answering, God-speaking relationship.  My tendency is to allow difficult circumstances to distract me and keep me "busy" so that my relationship with God wains.  Then, I wonder why I feel down, depressed or out-of-sorts.  

One thing that kept my God-relationship alive was my weekly support group of women who, without fail, held me accountable, encouraged me and reminded me of God's faithfulness in my moments of weakness.  This has been the one thing I have missed since moving to Texas!  Being away from that has been so very hard because it was extremely special to me!  

So, the goal now is to face trial and fire with a renewed sense of God's out-pouring in my life...because I'm seeking it, expecting it and knowing God's promises to me are a sure-thing!  I'm done with feeling down, depressed and out-of-sorts!  I'm looking up, reaching out and accepting because I can't remain in a place of feeling alone and powerless.  When I recognize that God is all I need, I am whole!

How about you?  
Will you join me in seeking God's face?  
Will you worry less about what you are or aren't doing in the eyes of others and just focus on needing Christ and a relationship with Him?  
Will you throw off that fake smile and just cry out to God?  
Will you pull down the facade and allow God to be real through you?  
Will you brace yourself, arms wide open, for a life of powerful relationship with Jesus Christ?  
Will you take on being a genuine Christian?

Jun 15, 2012

Catchin' Up

Wow...it's been since April that I've posted anything here!  It's been a crazy last couple of months: crazy in some good ways and crazy in some it-could-have-been-better ways.  The "good ways" would have to be highlighted this way:

A) We got moved into our new home!  It is truly a thing of beauty, even if I do say so myself and, to not sound like my head has complete inflated past what is considered socially acceptable, I am very grateful to my dad, mom, contractor, Lowe's, Craigslist and Freecycle for making my dream home a reality!  It wouldn't have happened otherwise!

Just to give you a Before-After mini-slide show, cause that's too much fun:

Kitchen BEFORE


Kitchen Semi-AFTER (before the shelving was hung...see shelving pics below)

Tada!


Dining/Living Room BEFORE (more pics coming soon)

AFTER

Living Room AFTER

Nearly AFTER Book Nook (still have to install the lighting in there)

Master Bedroom before was just a plain room.  Master Bedroom AFTER is still coming together, but you get the idea!

Master Bath BEFORE (hideous!)

Master Bath AFTER (ADORE!)

My son's Bedroom BEFORE

My son's Bedroom AFTER (he walked in for the first time and said, "WHOA! COOL!")

B) I got a job!  I love my new job as a Concierge for an assisted living facility!  Each day is something new and exciting...never a dull moment.  I'm documenting all the funnies that happen and will probably write a book someday! lol

C) My son is 3 1/2 now and has just blossomed since we moved to Texas.  He can now:
 - Say the entire alphabet
 - Write the entire alphabet
 - Count to 20 (almost)
 - Name all his shapes (including rectangle and diamond)
 - Name all his colors
 - Name the months of the year
 - Play the piano while singing all of the above

"A-B-C-D-E-F-Gggggg!"
 - He's a master side-walk chalk train-track draw-er

Train tracks with side walk chalk!
 - He slurps spaghetti better than any adult
 - He LOVES to invent poses in front of the camera




 - He greets EVERYone that he sees (no matter where we are) with, "HI!" If they acknowledge him (aaaaand they usually do), he proceeds to tell him his name and then all about whatever he is/they are doing.  (He's never met a stranger...not sure where he gets that from! ::smile::)
 - He can also spell STOP, GO, MOMMY and a variety of other things!  
 - He plays pool like a shark!


He is the joy of my life and I cherrish each and every moment with him!  He teaches me every day about inner happiness, zest for life, the value of mmmwwwaaaahhhhhh kisses, big bear hugs, stories in bed, contagious smiles and reminding me how I no longer have his energy!  What a little guy! 

D) I paid off my student loan!  Yay!  Now onto the mortgage. lol

E) I was asked to speak at a Women's Conference later this Fall!  I am stoked and can't wait to share what God has laid on my heart for these ladies!  What an honor!  More info on that coming soon!

F) The could-have-done-without-that thing that happened most recently: I had emergency surgery to remove a baseball-size cyst and an ovary.  So not fun.  I won't be posting pics! :O)  It's been a challenging last week as I have been recovering and trying to wade through negative medication side-effects. 

Not-so-fond memories were resurrected when, the day after surgery, I found out that I, and most likely my little guy, got an STD from my ex-husband.  I was in shock and disbelief...it's one of those things you NEVER think you'll ever hear someone say to you!  Thankfully, the one I have is an easy cure so am praying it will not leave a lasting mark on my (or my son's) life.  I'm not ashamed of it because I know its origins and know that this will only serve to make me an even stronger person!  The enemy will NOT have his way in our lives!

The last few years have taught me many things but one of the key things is this: I have nothing in this life to hide and being vulnerable, honest and real is the best way to come out on top, guilt-free and truly happy!  That's what I want my son to learn from me!

Well, that about sums it up.  Prayers are, of course, welcomed as we continue on with our new phase of life: new home, new job, new friends, new experiences, new life!

Apr 1, 2012

This and That

Finished out my first week at my new job and I love it so far!  How cool is it to be able to help people, pray with them, dress up in frillies and get paid to do it?!  Not only that but I get to take a nap on my lunch break!  Sweet!

Of course, enjoying my job does not negate the dream that I have to be a stay-at-home mom.  I get a little pang of envy speaking with other women who have this opportunity but I'm doing my best to not let that make me bitter.  I am where I am for such a time as this.  I believe God's plan is for my and my family's good and it far exceeds my hopes and dreams!  So, I will choose to be happy with where God has me because I know I will learn lessons along the way that shape and form me into the person God has in mind.

=====

I attended a doTERRA leadership training all day yesterday...great info and I like what I see and am experiencing with the essential oils.  We learned from one of the presenters' personal family experience about a blend of oils that is showing signs of correcting scoliosis (which is actually caused by a virus in the spine).  In other words, kill the virus and the spine can self-correct, which shouldn't be surprising because the body was designed by God to heal itself.  The presenter's son has had success with this blend of oils just since October 2010 and is now 98% pain free!!

I have had two different forms of scoliosis most of my life (my parents first took me to a chiropractor around age 12).  I've been told by multiple doctors and chiropractors that it was something I would just have to deal with the rest of my life.  Despite constant (multiple times per week) maintenance, it has gradually worsened over the years to the point that it is reeking havoc on the rest of my body: chronic dislocation of my collar bone, ribs and hip, as well as the main cause of extreme overall bodily pain, headaches, general structural problems, stomach/digestive issues, lung problems, gradual lack of flexibility, etc.  My chiropractor has said many times that he is concerned at the rate my scoliosis' are progressing at my age.

So, needless to say, I look forward to trying this blend of oils and experiencing success!  I have no reason to believe it won't work.  If I target the root cause of the issue (i.e. virus in the spinal column), whose to say I would have to put up with daily physical pain for the rest of my life?!  I have tried everything else with no success and I refuse to believe that this is something I can do nothing about.

=====

Our new home is coming along nicely.  I haven't posted any recent pictures because everything is a bit of a mess just now...a good mess.  Our appliances are all moved in.  Most of the baseboards are installed.  Now, we just have to finish unloading the moving van and get things organized.  I'll be cleaning this house of the saw dust and dirt for months. lol  I hope we can get moved in this week and will post more pics as we get settled.

=====

My son is growing like crazy.  I just got him signed up with his speech therapy so he should begin that soon. He is jabbering so much more but most of it is unintelligible.  He's sleeping in his own bed most of the time now so that is a huge success.  The other morning, I woke up to him asleep next to me and his arm around my neck...I must admit that I do love that! :O)  He's got such a sweet, life-loving personality that is infectious.

Well, I'm off to try to be productive this afternoon. lol

Mar 15, 2012

Physical Abuse


Pushing, pulling, restraining, blocking an exit, strangling, smothering, typing, hitting, pinching, spitting on, biting, choking, poisoning, stabbing, kicking, pounding, and burning are physically abusive behaviors.  So are the acts of unwanted touching tickling, or other physical attentions.

Does your partner:

 - Attempt to choke, strangle, or suffocate you?

 - Bite you?

 - Bruise you?

 - Burn or scald you?

 - Confine you?

 - Destroy your belongings?

 - Drive recklessly?

 - Force you to dress in particular clothes?

 - Harass you with unwanted touching or tickling?

 - Harass you with unwanted visits or calls?

 - Harm your children?

 - Harm your pets?

 - Hit you while you are pregnant?

 - Hit you with a hand or an object?

 - Hold you under water?

 - Jolt or shake you?

 - Kick you?

 - Lock you in or out?

 - Pinch you?

 - Pull your hair?

 - Push or shove you?

 - Refuse to leave you alone?

 - Restrain you?

 - Rip or destroy your clothing?

 - Slap or spank you?

 - Spit at you?

 - Stalk you?

 - Terrorize you?

 - Twist your arm?

 - Use physically threatening or angry gestures?

 - Use weapons against you?

Mar 12, 2012

Emotional Abuse

I'd like to discuss over my next few blog posts about the different kinds of abuse that are categorized as domestic violence.  Domestic violence (DV) is not just hitting, slapping and punching as many are led to believe.  DV assumes many other roles as well.

The type of abuse I'd like to talk about today is emotional abuse.  Many victims of DV and many people in the community downplay the role that emotional abuse plays in the lives of its victims.  Survivors of DV would tell you that they would rather be hit and slapped than be abused emotionally because physical scars heal faster than emotional ones.

Affects of emotional abuse can take years and even decades to heal, if they heal at all.

Let me clarify something: No one kind of abuse takes precedence over another or is worse than another...all forms of abuse are evil.  The point I'm trying to make is that we must remember that many forms of abuse coexist together and cannot be isolated or put in proverbial boxes.

That being said, let's take a look at emotional abuse:



EMOTIONAL ABUSE

Do you think your partner is emotionally abusive?  Use the checklist below to identify emotional abuse in your relationship.  The more items you mark, the more emotionally abusive the relationship is.

Does your partner:

 - Accuse you of things you have not done?

 - Act jealous?

 - Consistently ignore your feelings?

 - Continually blame you for abusive incidents?

 - Continually threaten to leave or divorce you?

 - Criticize your race, culture, or gender?

 - Degrade or humiliate you, your friends, or your family?

 - Deny you the right to your own opinion?

 - Embarrass or disgrace you?

 - Insist that you particpate in acts against your convictions?

 - Intentionally frighten you?

 - Joke or make fun at your expense?

 - Keep you isolated from friends or family?

 - Lie consistently?

 - Make fun of your beliefs or education?

 - Monitor your actions or behavior?

 - Neglect you?

 - Prohibit friendships you desire?

 - Prohibit your further education or personal growth?

 - Prohibit or restrict your use of a car or other mutual resources?

 - Refuse to talk to you?

 - Scold or rebuke you?

 - Subject you to reckless driving?

 - Threaten suicide?

 - Threaten to commit you to a mental hospital?

 - Threaten to destroy your belongings?

 - Threaten to harm your pets?

 - Threaten to have affairs?

 - Threaten to lock you out of the house?

 - Threaten to make you leave your home?

 - Threaten to report you to authorities?

 - Threaten to take your children from you?

 - Threaten to withhold money?

 - Use weapons as a threat?

 - Withhold approval or affection as punishment?

 - Withhold counseling or therapy?

Mar 9, 2012

Disease & Domestic Violence Compared


Like an infectious disease, domestic violence/abuse affects the whole person and those around it.  There are so many similarities...it is uncanny:

* Sometimes DV comes on its victims gradually, without any detection.  Other times, it hits a person straight on as the reality of the situation becomes clear.

* So many times the abuse is misdiagnosed as relationship problems, miscommunication, a "crazy" spouse, depression, need for anger management, stress at work, adult survivor of abuse, "reality of marriage," etc.

* The victim is at the mercy of the abuser: flare ups, rage, isolation, unanswered questions, etc.

* Attempts to medicate or correct the abuse typically have side effects such as co-dependency, further abuse or escalated abuse.

* DV is so silent that most people can't recognize it by looking at the victim.  It becomes a choice of whether or not to let anyone else into the painful world in which the victim lives.  The victim lives to mask their lives or masks their lives to live.

* DV affects, not only the victim, but also those around them.  Though it may not be contagious in the same sense as a disease, those in the wake of its furry will feel the pain of it, whether they realize it or not.  Relationships are tarnished.  Extended families are isolated.  Children are mistreated.  Mothers are stretched too thin.  Pregnancies are terminated.  Lies are told.  Jobs are put at risk.  Whole communities lack active participants.  Hospitals get over-crowded.  Lives are snuffed out all too early.

* Some days it seems like the abuse will never end.  The victim may wish for death or become numb to the pain in order to survive.

* There may be a cure in the minds of a faithful few, but it will take a miracle to get it to the public on a wide-spread scale.

No mistaking...DV is a disease in its own way.  It is growing in epidemic proportions.  It respects no one, regardless of gender, age, economic or social status, background, ethnicity, financial stability or religion.

Those who have survived or who are currently surviving either DV or disease are heroes!

(originally posted to snowflakespecial on 3.10.10)

Mar 8, 2012

Why Victims Stay


This is a great article about why some domestic violence victims stay with their abuser or return to their abuser.  Take time to read the entire article...worth your time!

Long term planning for a violence-free life.
Victims are often surprised at how easy it is for them to take the step of leaving the first time - even for a short while. Indeed, this is a pretty common thing; whether it's going to the home of a friend or family member for a night or two, or checking into a hotel to gain time to gather your thoughts, or even getting into a safehouse or domestic violence shelter. Nature has endowed us with the "fight or flight" response which can, and often does, allow us to take incredibly big steps when our children or our own lives are in immediate danger. When the pain, anger, fear and adrenaline kick into high gear, a hefty number of victims of domestic violence DO take the steps to either call the police or to grab the keys and the kids and leave. 
The hard parts come days, weeks, or months later. Once your heart is out of your throat, the swelling around your eye heals, and you've been able to get a good night sleep or two, you're likely going to be confronted with some of the hundreds of reasons that cause victims of domestic violence to leave and return to their abusive relationships a staggering average of SEVEN times before making a permanent break. Often these returns occur when the victim comes up against some wall that they can't climb; or they find themselves faced with options that they consider worse than going back to their abusive partner.

This often turns out to be a double edged sword. Each time they leave, they learn about the next hurdle they'll need to tackle and are then able to better prepare to leave the
NEXT time. But, at the same time, they are returning to an abuser who is nervous that they're losing control of their victim, and is angered that the victim has defied them (again). So each leaving presents new opportunities, yet sets victims in an ever increasing environment of danger as abusers tighten their grip and escalate their abusive behaviors to regain control and punish them for trying to leave. In other section of this site, you'll find information on what abuse is, the many forms it takes, procedures for legal protection measures, and contact lists for who to call for immediate assistance. The following sections are meant to help navigate some of the emotional and practical hurdles you're likely to encounter and get you thinking about long term changes that can help you to build safer, stronger, and healthier lives and relationships for yourself and your family - so that if or when you decide to go, you'll have the best chance to STAY gone, and stay safe.
Emotional Issues
LOVE

GUILT

FEAR

LOSS
Mental Health & Healthcare Issues
SUBSTANCE ABUSE

DEPRESSION

DISABILITIES
Issues with Children
PATERNITY

CUSTODY

VISITATION

CHILD SUPPORT

CHILD
CARE
Social and Family Pressures
STAYING FOR THE KIDS

BEING THE
ONE "AT FAULT"

BEING THE BLACK SHEEP
Practical Issues & Dependency
HOUSING

TRANSPORTATION

PROPERTY
Financial Barriers
LIVING LOCATION & EXPENSES

JOINT ACCOUNTS

CREDIT

EMPLOYMENT

EDUCATION

Does that mean fear of the abusive partner? Sometimes - but many other fear-factors come into play as well. Some victims fear that losing their relationship means that they will be alone forever - terrifying for some people especially if they've been in their relationship for a long time. The thought of dating again seems impossible - and many no longer trust their own judgement in finding a new partner because of their current violent relationship.

There are other fears as well. Fear of making it on their own, fear of starting over, fear of finding a new place to live or a new job or putting the kids in a new school. Fear of becoming homeless, fear that family and friends will blame THEM for the destruction of the relationship and general fears of the unknown. It's no wonder that statistically, battered women will leave their abusive relationship, even for a short while, SEVEN TIMES before they are able to make a final break.

One of the largest impediments to persons trying to escape family violence is the problem of long-term sustainability. Sure, there are shelters available in almost every city in the country that provide urgently needed safety, shelter and crisis services - but these facilities are limited by many factors including availability of physical space, availability of services, program budgets, available volunteer and staff time and available capacity to provide an adequate level and amount of services to the clientele who seek their help. To make things even MORE complicated, if a battered women has children, is a lesbian, works in the sex industry or is a substance abuser, the services available become even more difficult - both to find and to provide.

In an ideal world, one where every city had a domestic violence program who received 100% of needed funding, one with a full staff of professionals and volunteers trained and diverse enough to provide consistent levels of service to problematic populations (drug users, lesbians, non-English speaking populations) and with enough space and time to address ALL of the problems linked to family violence, the problem could quickly be addressed on a case by case basis and each and every person struggling to free themselves from family violence could, in theory, get all the assistance needed to alleviate the big picture problems.

Back here in the real world however, persons struggling to end the cycle of family violence are often left feeling that there is nowhere to turn. Often the local shelter may be full and unable to take on new clients. Even when there are openings, crisis service programs are often a band-aid that will be removed once the short term hurt is dealt with.

Women with children face the problem of what to do with the kids if they attempt to leave an abuser. What is he snatches them from school? What if he files for custody? What can they do if the shelter doesn't have facilities or doesn't provide services or space for children? Too often, the answer is: they stay.

The same is true for homosexuals who are the victims of violence. Filing a police report or attempting to seek services at a shelter brings the fear of stigmatism, fears of homophobic officers or shelter workers, and fear of being outted to acquaintances, coworkers and others, either by service providers or by the abusing partner. Their answer is too often the same: they stay.

Additionally, persons experiencing family violence who are substance abusers have similarly lesser options available. They may depend on their abuser for their supply of the substance. Trying to get help from law enforcement or other members of "the system" means the fear of going to jail, the fear of being deprived of the substance to which they may be addicted, and the fear that others will view them with less compassion, as if the violence were their own fault. Also, many shelters and programs simply will refuse to accept substance abusers. They may not have the staff, the expertise or the funding to serve a substance abusing population; and quite frankly, substance abusers can bring excessive "baggage" to domestic violence shelters that make it difficult for both the program staff, other participants in the program, and to the user themselves. The result: they too, stay.

Finally, because abusive relationships by their very nature are about one partner controlling another, the partner who is the victim of family violence often doesn't have the same resources available and thus options for leaving that would be present in a non-abusive relationship. Often these are women with little or no formal education (perhaps marrying right out of high school), little or no employment experience, little or no personal credit, assets, or means of support outside of the relationship with their abuser. In some cases, the abuser has also carefully limited their exposure to family, friends, and other means of support. For these women, leaving an abuser might as well be stepping off of a space ship to try to build a new life on the moon. With no apparent means of support, little in the way of experience at independent living, children to feed and clothe, and fear of the repercussions possible from their abusive partner, these women crash into feelings of hopelessness, depression, despair, demoralization and extreme self esteem issues. - and so they stay.

In another section of this website, we discuss making a safety plan covering the short term things that a person trying to escape a violent relationship can and should consider in order to make the initial leaving as safe, practical, well-planned and comprehensive as possible. That's the band-aid. That's the first month. But for any plan, especially one as life-altering as starting over after a violent relationship, long-term strategy is vital. The short-term plan is designed to GET you free. The long-term strategy is designed to KEEP you there.

The following sections will deal with some of the most frequently cited reasons why people in abusive relationships STAY in those relationships. It's not meant to be a definitive road map or "how-to" guide. It won't tell every person seeking a new life free of violence the exact steps to take in the exact order to make life turn out golden brown. It WILL however do several things. It will make you aware of the fact that programs exist BEYOND the short-term emergency shelters that can facilitate more long-term needs. It will expose you to several pilot projects specifically geared to address the needs of special populations seeking life free from relationship violence. It will give you guidance concerning where and how to find and contact the wide variety of resources available to help you in the trapeze transition from shelter to long-term stability. It will tell you where to get help watching the kids, getting an education, finding a job, paying the rent and the utility bill; and, most importantly, hopefully it will demonstrate to you that no matter how dependent you've been on your abusive partner, you CAN survive without them and build a life for yourself and your children.

The very first stumbling block you may encounter is rejection by a local shelter. If you're a drug user, they probably won't accept you. You're high risk to yourself and others. Many shelters will require you to sign something saying that you won't use drugs or alcohol while you are their guest. Your life could depend on it, so if you absolutely can't stay clean while there - you'll need to be up front with yourself about that and then make other arrangements. Depending on where you are, your choices may be limited - sometimes EXTREMELY limited. Historically, domestic violence shelters aren't equipped or able to handle the dual crisis of domestic violence and substance abuse. Some programs, like A New Chapter in Prescott, Arizona, however, are geared specifically to these problems.

This non-profit organization, one of the first of its kind in the nation, started as a substance abuse program. They then bought an apartment building and turned it into a long-term shelter for women and their children fighting domestic abuse. Participants in their program receive substance abuse therapy and case management as well as family therapy and domestic violence case management. Participants can stay in their fully furnished apartments for up to two years - taking that time to get clean and get their lives back on track. Programs offering this kind of comprehensive assistance to the dual substance abuser/victim are scarce, but they are out there if you look. Contact your local United Way office and check out options in your area.

The second stumbling block you may encounter is that of your children. Domestic violence shelters vary widely in the space they have available. Some have regular houses all over town and they put one or two families there for up to whatever constitutes their maximum allowable time. Others operate facilities that are more like barracks. Many are something in between. While almost all accept children, many have a cut-off age, especially for male teens. You'll need to consider this when planning to make your break. Maybe they can stay with other family, friends, etc.
Infants and pre-school age children present other concerns, not only in terms of what to do with them during they day when mom is in counseling, apartment hunting or job hunting, but in terms of special diets, diapers, cribs and other baby supplies. Some shelters include programs for children, and some programs, like Pikes Peak Family Connections in Colorado Springs, Colorado, have special crisis nurseries and services for women with young children. Talk to your local shelter about options. They understand that family violence impacts the entire family (not just the adult parents) and they can help with a wide variety of circumstances.

For gays and lesbians seeking domestic violence services, the first call you should make is to your local gay and lesbian community center. (Check under Human Services, Community Centers or just ask the information operator). Often these programs maintain lists of GLBT friendly service providers in the area and they are best qualified to recommend programs to suit your needs. Many centers also provide free or low-cost private and group therapy services, often provided by GLBT therapists uniquely qualified to understand the nuances of your situation - so be sure to take advantage of these if available.

Once you're out of physical danger and settled at a shelter or other short term arrangement (maybe with family or friends) - it's time to start thinking longer term. The more of your fears you can confront and manage, the less likely you'll be to feel pressured to return to your abusive relationship.

Financial matters are probably going to be foremost on your mind. You'll need to get a clear picture of your financial situation, both so you know where you stand and so that you can accurately apply for the many types of aid which may be available to you. Don't assume that just because you have a job you won't be eligible. Try for everything - you might or might not need it, but it certainly can't hurt.

First think about your bank account. Depending on if you're married and the laws in your state, you may be legally able to take half or all of what's in your checking and savings accounts. If you're not married and both names are on the account, you'll also want to get legal confirmation before cleaning everything out. It's a big mistake to try to "stick it" to your abuser this way because it gives them legal ammunition against you. So DON'T DO ANYTHING without speaking to an attorney FIRST. Check the phonebook under LEGAL AID to find the Legal Aid Society in your area and speak to them to find out the laws in your state. Be aware that if you have legal claim to some or all of the money in your joint account, so does your abuser. Get there first and get what's legally yours - otherwise it may not be there when you need it.
Second, think about your credit. Do you have accounts in both names? When you call Legal Aid about your checking account, ask about your credit cards. If possible, contact the creditors and either get them to remove the abuser from the account or close the account and open a new one under your name only. In some states, this won't make any difference if you're married - so be sure to check first. Don't leave this step undone. Too many victims have been burned by partners racking up charges on joint credit cards only to find that in the middle of trying to start a new life - the collections agency is coming after THEM!

Here's a great article from the Federal Trade Commission that talks about credit problems when you have joint accounts or are going through a divorce:

Here's a GREAT resource to learn about budgeting, restoring your credit, and getting your financial life in order:
At this point, in many ways, you're just like a teenager leaving the nest again. Your goals and priorities are the same: get out, get safe, get shelter, get settled, get employed, get educated, get ahead, get on with it.

Now that you're in a safe place and you've taken steps to stop any financial bleeding you can, it's time to think about where to live. Again, your domestic violence program is the best resource. Don't forget that you can also contact your local United Way as they will likely know of local programs that offer subsidized housing for you and your family. You'll still have to pay the same amount of rent that everyone else does, but if your circumstances warrant, local, state or federal programs can pick up at least part of the tab. If you get into financial trouble, you can contact your local county government by looking in the blue pages of the phone book or by calling your local clerk of the court/county finance office. This office disburses funds from what are called CDBG grants (Community Assistance Block Grant). The feds give money to local governments, and the local governments have programs that will write a check to your landlord for rent, to the utility companies or day care providers for you. You don't have to pay this money back, you just have to apply and meet eligibility requirements.

Don't forget that as you're starting out, you may also qualify for food stamps, even if you have a car and some money and assets (even owning a house doesn't disqualify you because your house is exempt). In Florida for example, if you have less than $500 in the bank, and you make less than $960 a month, you can get up to $139 a month in free groceries. If you have dependent children or make less income, the amount adjusts upward accordingly. You can get all the information you need on applying for food stamps at FoodUSA.org. Food stamp benefits max out at about $800 per month, depending on your financial situation and the number of mouths you're trying to feed. Food stamps are also available for legal immigrants. They will take into consideration day care expenses, housing, medical and utility costs as well, so don't assume that you're not eligible. If you're having feelings of embarrassment about using food stamps - DON'T. Everyone needs help at different times in life. This is your time, and you're doing something extremely difficult. Unlike in the past, you no longer have to hand the cashier a stack of food stamps in front of other customers. The new food stamp system issues you a card that looks and works just like an ATM card. Sometimes just getting help for a couple of months can make all the difference in the world, so before you max out your credit or use up all of your emergency cash reserve - APPLY.

If you already have a job - GREAT! If you're going to be entering the job market for the first time or have been sidelined at home for a considerable amount of time, there are a vast number of programs available to help you. Again, your local United Way office is the first place to check. They can put you in touch with programs and agencies able to help you get job training and placement. As an example, The Center for Women's Employment and Education in Denver, Colorado runs a multi-faceted program where participants get help with business attire, job skills training (like typing, computer programs, math etc), job placement, and help with day care and transportation problems. Programs like this have a great amount of experience helping people in situations just like yours, and they have comprehensive ways to cover all the bases that can cause problems for you as you start down the path to your new, independent life.

Make sure to check for a Dress for Success program in your area. They provide interview suits, confidence boosts and career development to more than 45,000 women in over 75 cities each year. Dress for Success is a not-for-profit organization that helps low-income women make tailored transitions into the workforce. Each Dress for Success client receives one suit when she has a job interview and a second suit when she gets the job. The Dress for Success Professional Women's Group program then provides ongoing support to help the client build a successful career.
Finally, there's the question of education. Everyone finds it hard to make a living on a $7.50/hour income. Even $10.00/hour is rough. Add children or medical bills to the mix, and things get even harder. Education and experience can be a great help against low income hurdles. Just the term "going back to school" is enough to send shivers down the spine of many people. School is expensive. Books are too. But let's examine some options.

First, you don't have to graduate Magna Cum Laude from Harvard to find a good job. But you'll need to know how to write, and it helps even more if you know how to type. Many of the employment programs above will help with basic computer skills training and typing. Even many temp agencies like AppleOne provide free courses in various software programs like Word and Excel. Sometimes they have jobs as simple as stuffing envelopes for $9 an hour. But as you complete more and more of their free training courses, especially computer and typing courses, you can land better and longer jobs. A friend of mine started with AppleOne in the central Florida area two years ago with no job skills and is now making better than $32,000 a year for a mortgage company! My roommate had a great time with AppleOne working at the parade of homes. She spent a Saturday and Sunday hanging out and greeting people visiting multi-million dollar Parade of Homes houses and got paid for doing it!

Don't underestimate the relief and self-confidence you'll get the very first time you write a check from your own new checking account for the rent on your own new place! Self confidence is a great sword with which to slay the dragon of fear!

In addition to temp agencies, your local community colleges are your next best resource for cheap, relevant training that'll land you employment. Courses can start at as little as $100 each - even less if you qualify for financial aid. If you're even considering going back to school - start at fafsa.ed.gov and fill out the Federal Application for Student Financial Aid. This is the document that schools will use to decide what aid you qualify for. Many community colleges also have special scholarship and grant programs specifically geared to attract female homemakers who are returning to school as adults, especially if you have dependent children. And more and more community colleges are offering child care on campus for free or dirt cheap rates.

You can also apply for a R.O.S.E. Fund Scholarship. The R.O.S.E. Scholarship acknowledges women who are survivors of violence or abuse. The R.O.S.E. Fund Scholarship Program provides financial assistance to women that are/or will be attending colleges/universities as a way of helping them with their transition from victim to survivor. This scholarship is primarily awarded to women that have successfully completed one full year of undergraduate studies. Scholarships are for tuition and expenses at any accredited college/university in New England.

You can get a certificate in business or communications with as few as 6 classes (18 credits). Most Associate degrees run about 60 credits (20 classes). You can't go wrong with business, computers or communications. Many offer two year degrees in criminal justice, paralegal, social services, and hundreds of other possibilities that may fit with your interests and enhance your employment outlook. Even better, more and more colleges are offering courses over the internet. You do the reading and assignments and email them to the professor or post them online and never have to leave the house. This is great for stay-at-home moms or if you end up working strange hours or a changing schedule.

One of the most often overlooked resources for getting a cheap college education is the credit by exam programs like CLEP and DSST/DANTES. These tests allow you to study on your own then go to a school testing office and take a test. Each multiple choice test takes about 90 minutes. Successfully passing the test (you need to score the equivalent of a C) gets you credit for the class and the class is added to your college transcript.

Tests are available for basic courses like: English I & II, Algebra, Biology, Chemistry, American Literature, British Literature, Psychology, Sociology, Human Growth and Development, Criminal Justice, Intro to Law Enforcement, World Religions, Marketing, Intro to Business, Intro to Management, Business Math, Human Resources and many more. Some tests even count as upper division credits if you're going for a Bachelor's degree. Each test costs about $50 plus a $10 to $15 free paid to the testing center. With CLEP tests, you get your score as soon as you're done with the test. DANTES takes a little longer because they come in the mail.

A good, cheap strategy is to look on Amazon.com or on eBay.com - find cheap used books about your topic - study for a couple of weeks and go take the test. There's no need to pay for full price current year college text books - the tests are very broad and not geared towards any specific text. Books a couple of years old are easier and cheaper to find and cover the material adequately enough to score well. In addition, both CLEP and DANTES provide sample tests and study guides for each subject for about $5 each (available online in PDF format).

I used both CLEP and DANTES for a total of 43 credits of my Bachelor's in Criminal Justice by getting used study guides at Amazon.com like these:
If you have older teenagers who will be graduating from high school soon, studying is a great activity for you to do together! Your kids can take CLEP and DANTES towards the end of their senior year in high school and already have college credits in the bank! If you wanted to take the CLEP for American Literature, go rent movies like the Great Gatsby (with Robert Redford), the Scarlet Letter (with Demi Moore), the Grapes of Wrath (with Henry Fonda), Moby Dick (with Gregory Peck), or the Roots series and make a big bowl of popcorn. Sit down and enjoy the movies. Don't forget to discuss the movies with your kids. Find out what they think - find out what they feel. It's a great way to expose them to literature, to spend quality family time (something you probably ALL need) and to get to know each other as people again.
Hopefully, this article has given you an awareness of the types of services and help that is available to you as you work on building a new, self-sustaining, and violence free life. We wish you the best and look forward to your success!

Mar 5, 2012

DV Safety Plan

Three years ago today I made a decision to leave my abusive husband with my three month old son.  I knew the risks that I would take.  I knew I would be losing my financial security, my home, my marriage, etc.  But my safety and the safety of my son were more important to me.  I would rather be homeless than be tormented by the violence of my marriage.  I would rather be penniless and on welfare than be trapped in the chains of hellish abuse.  I knew from the research that I did that my husband wouldn't change but that the situation would only worsen.

What I didn't know at the time is that leaving an abusive relationship is when the violence usually explodes.  Most homicides involving domestic violence typically happen just after the victim leaves the abuser.  This is due mainly to the fact that the abuser feels they are losing control of the victim and the situation.

The very best way to get out of an abusive relationship is to 1) do it safely and 2) have a plan.  Below is a Safety Plan designed specifically for a victim to separate themselves from an abusive situation.  It is an excellent resource.  A Word document of this is provided on our website at www.signalonministries.org.

Please feel free to pass this on!

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Step 1: Safety during a violent incident
I can't always avoid violent incidents. In order to increase safety, I can use some or all of the following strategies:

A. Practice how to get out safely. What doors, windows, elevators, stairwells or fire escapes would I use?
If I decide to leave, I will:




B. I can keep my purse and car keys ready, always being sure to keep them in a certain place so that I can leave quickly. I can also leave a set of keys with a trusted friend or relative. I will make sure they know WHY so they don't accidentally let it slip if my abuser talks with them. I can put a set in my desk drawer at work or hidden somewhere on the outside of my home. I can get a magnetic key box that attaches under the fender of the car.
I can stash keys at:




C. I can tell certain neighbors about the situation and request they call the police if they hear suspicious noises coming from my house.
My trusted neighbors and their phone numbers are:




D. I can teach my children how to use the telephone to contact police and medical help by using 911. I can make sure my children know their full names, our address and other important information in case they need to call for help or we get separated because of violence. I can teach my children to run to a neighbor's house or a nearby public place if violence occurs.
I will teach and practice with my children:




E. Because I might be in danger and not able to talk freely, I will devise a code for my children, family, friends or co-workers so they will know that I need them to call for help on my behalf. For example, I might say that "today is my cousin Shirley's birthday" - I don't HAVE a cousin Shirley so my support system will know that if I use this phrase, I might be in danger.
My code for getting help from friends, family, co-workers and my children can be:




F. Since I might have to leave my home quickly, I should be aware of where I might go in an emergency. I need to select public places, preferably places that are open 24 hours a day and close to my home. Hospitals, convenience stores, restaurants and grocery stores are likely to be open, have pay phones where I can dial 911 for help, and room INSIDE for me to wait for police to arrive.
NOTE: As part of your safety plan, you MUST find out in advance if your local police station is manned 24 hours a day! Victims have been gunned down by abusers in front of police stations because they fled to police offices during evening or weekend shifts - only to find out that the doors were locked and they could only speak to a dispatcher on the phone thus leaving them as sitting ducks - waiting around for an officer to show up. Police officers are usually on patrol in their vehicles and many police stations and sub-stations are NOT manned 24 hours a day.

Places I can go in case of violence or crisis are:




G. When I believe that an argument or violence are about to happen, I can minimize the risk of physical injury to myself by trying to get to a room that has access to an outside door, by avoiding rooms that provide easy weapons for my abuser such as knives in the kitchen or fighting in rooms where an abuser keeps a gun, or rooms where I might get trapped such as the bathroom (since bathroom doors are usually not reinforced they are VERY easy to kick in).
The safest places in my home for confrontation include:



Step 2: Making it easier to leave
When I leave the residence I share with an abuser, I must plan carefully to increase safety for myself and my children. If my abuser believes that I am trying to escape, they may strike back or increase the violence to try to get me to stay. I can use some or all the following safety strategies:

A. In order to increase my ability to identify myself and my children, to apply for various types of aid and assistance and to keep me from having to return to the residence and possibly confront an angry abuser, I will keep copies or photocopies of important documents that I can grab quickly if I need to leave:

* Identification for myself
* Children's birth certificate
* My birth certificate
* Social security cards
* School and vaccination records
* Money
* Checks, ATM card
* Credit cards
* Keys - house/car/office
* Driver's license and registration
* Welfare identification, work permits, Green card
* Passport(s), Divorce papers
* Medical records
* Lease/rental agreement, deeds, mortgage payment book
* Bank books, Insurance papers
* Pet licenses, vet receipts or paperwork establishing your ownership
* Password to any online accounts

This website provides a worksheet for tracking important information that I should have with me when leaving. The information will help to protect my identity, continue access to important accounts, and provide crucial information to law enforcement should I decide to press charges, file for a protection order, etc. This worksheet is "disguised" as an "Emergency Preparedness Kit", like the Hurricane Kits provided by agencies like FEMA, to minimize the possibility that my abuser will know the real purpose of the worksheet. Download the worksheets.

B. I will be calmer and feel more in control under stress if I am aware of resources waiting to help me, if I know how to contact them, and have an idea of the assistance available to me. I can either ask the police to help me get to safety with friends or family or I can contact my local domestic violence program.
My local domestic violence program is:




C. I can keep change for phone calls on me at all times. I should NOT use a telephone calling card linked to my phone bill, because my abuser will be able to tell what friends, family or other numbers I have called. To keep my communications private, I will use change or prepaid calling cards. (For cheap calls, even international calls, try Pingo.com.)
I can keep change or calling cards:



NOTE: Using a cell phone is NOT safe and can put you in danger! An abuser who knows your cell number, your name and the last four digits of your social security number can probably access your account with your cell phone service provider and report your phone lost or stolen, in which case your phone service will be turned OFF. Abusers with this information may also be able to view your detailed billing via the internet and thus know exactly who you have been calling for help. If using a cell phone, you MUST call your cell company and put a password on your account to prevent access. You must also check to see if online access is activated for your account and either disable it or change the password. Be aware that if your abuser's name is also on the account, they can show photo identification to the cell phone company and gain access again and/or reset the passwords. If your abuser has your cell service suspended, you should be aware that as long as your phone is charged, your phone will still dial two numbers: 611 for customer service and 911 for emergencies. Nextel phones may be an exception.


D. If my abuser is not arrested at the time of a violent incident, I cannot be sure that it will be safe for me to return home to pick up items I might need. In order to be prepared, I can:
Leave an extra set of clothes for myself and my children and several days of any required medications at:




E. If I need to return to my residence, I will call my local police or sheriff and request a "domestic violence standby" to ensure my safety. I will go to a place close to my residence and call to have them meet me there. They will follow me to my residence and wait while I collect some things. I will make sure to ask the officer for a business card or a name and badge number. I might also fill this officer in on the circumstances and ask them to keep an extra eye on my residence.
Phone number of police/sheriff:

I will ask them to meet me at:

Items to take include:
* Medication
* Children's favorite toys and/or blankets
* Small saleable objects
* Address book
* Pictures, jewelry
* Items of special sentimental value

Step 3: Safety in my own residence
Once I am able to return home or obtain alternate housing, there are many things I can do to increase safety in my own residence. It may be impossible to do everything at once, but safety measures can be added step by step. Safety measures I can use include:

A. I can change the locks on my doors and windows as soon as possible.

B. I can replace wooden doors with steel/metal doors.

C. I can install security systems including additional locks, window bars, poles to wedge against doors, an electronic system, etc. I might be able to get a free security system from ADT security. I will ask my local domestic violence program for information.

D. I can purchase rope ladders to be used for escape from second floor windows.

E. I can install smoke detectors and purchase fire extinguishers for each floor in my house/apartment.

F. I can install an outside lighting system that lights up when a person is coming close to my house.

G. I can use a panic button system from ADT to alert authorities that I am in imminent danger.

Be sure to speak with advocates at your local law enforcement agency and/or domestic violence program about these steps. Often there are programs that can help get these things done for you or cover the costs.
Step 4: Safety with an Order of Protection
It is impossible for me to know if my abuser will obey a protection orders or not. I recognize that I may need to ask the police and the court to enforce my protection order. The following are some steps that I can take to help the enforcement of my protection order:

A. I will keep my protection order on or near me at all times. I can also keep copies in the car, at the office, etc.

B. I will give copies of my protection order to police departments in the communities where I usually visit family or friends, and in the community where I live.

C. For further safety, if I often visit other counties in my area, I might file my protection order with the court in those counties.
I will register my protection order in the following counties:




D. I can check to make sure my order is listed in the registries of counties where I live and work by calling the Clerk of the Court and/or the sheriff's office for each county.
Local county contact numbers:




E. I can call the local domestic violence program if I am not sure about any item above or if I have some problem with my protection order.

F. I can inform my employer, my minister, my closest friend and others that I have a protection order in effect.

G. If my protection order gets lost or stolen, I can get another copy.
The closest Court Clerk's Office is located at:




H. If my protection order is violated, I can call the police and report a violation, contact my attorney, call my advocate, and/or advise the court of the violation.

I. If the police do not help, I can contact my advocate or attorney and will file a complaint with the chief of the police department or the county sheriff's office.

J. I can also file a private criminal compliant with the district justice in the jurisdiction where the violation occurred or with the district attorney. I can charge my abuser with a violation of the Order of Protection and all the crimes that he or she commits in violating the order. I can call my local domestic violence advocate to help me with this.
Step 5: Safety on the job and in public
Relationship violence is the number one cause of death of women in the workplace! While it might be important for me to try to continue to work during this situation, I might be at continued risk from violence from my abuser. My employer and co-workers can help to protect me if I inform them of the situation. I might do any or all of the following:

A. I can inform my boss, my secretary, the security supervisor and the police department near my office of my situation.

B. I can ask co-workers to help screen my telephone calls at work.

C. When leaving work, I can try to leave with other people or I can ask security to walk me out. If I know I will be leaving after dark or working late, I can move my car closer to the entrance while at lunch or on my break.

D. If problems occur when driving around, I can flag down a law enforcement officer or other public safety official, drive to a local hospital or get to some other public place.

E. If I use public transit, I can get off at a different stop than my abuser might expect, inform the driver that someone might be stalking me, or wait to exit until I see that other people will be exiting also.

F. I might go to different grocery stores and shopping malls to conduct my business and shop at hours that are different than those when residing with my abuser.

G. I can use a different bank and take care of my banking at hours different from those I used when residing with my abuser, arrange for direct deposit, or ask a trusted co-worker to take my deposit for me.
Other things I might do include:



Step 6: Safety when using drugs or alcohol
The legal consequences of using or possessing illegal drugs can hurt my relationship with my children and put me at a disadvantage in other legal actions concerning my abuser and/or the custody of my children. The use of any alcohol or other drug can reduce my ability to act quickly to protect myself and my children from an abuser. I can enhance safety for myself and my children by:

A. If I am going to use drugs or alcohol, I can do so in a safe place and with people who understand the risk of violence against me and are committed to my safety.

B. If I am going to use drugs or alcohol, I need to do so apart from my children, after I have arranged for them to be in the care of a competent adult.

C. If I am going to use drugs or alcohol, I need to ensure that I have a safe way to return home, such as a designated driver.

D. If I am using drugs or alcohol to cope with anxiety, depression or stress, I can help to ensure my ability to care for myself and my children by finding better coping mechanisms and replacing destructive behaviors with more positive activities such as joining a support group, increasing my exercise, and finding activities that I can do with my children.
Step 7: Safety and my children
A. In the event that my partner takes my children, I will teach my children how to use the telephone to call to me (including how to call collect) and how to use 911. I can make sure that if my child has a cellphone, that there are multiple numbers my child can use to contact me. I can "disguise" some of these numbers in case my partner erases my numbers (like listing my numbers under "School Bus" or other name my partner isn't likely to consider).
I will teach and practice with my children:




B. I will tell people who take care of my children what persons have permission to pick up my children and that my partner is not permitted to do so. If I have a custody order, I need to give copies to schools, after school programs, sports programs, etc.
The people I will inform about pick-up permission include:

School:

Day Care staff:

Babysitter:

Sunday school teacher:

Teacher/Principal:

And:


C. I can inform neighbors, pastor and friends that my partner no longer resides with me and they should call the police if observed near my residence.

D. If immigration issues exist, or if I believe my partner may try to leave the country with my child(ren), I can contact the US Department of State, Office of Children's Issues at 1-888-407-4747 to ensure that a visa or passport cannot be obtained for the child(ren). I can also ask their help in contacting the embassy for the country my partner might try to flee to for the same reason.
Step 8: Financial safety and independence
I realize that financial control is one of the biggest factors that could keep me tied to an abusive relationship.

A. Not only does lack of my own personal money cause stress for me and reduce the options for myself and my children, but the lack of privacy around my money can be another way that my partner monitors me or tries to control me. My partner might be able to monitor my spending and gain information about my activities and my location. I can protect my privacy by:
  • Using cash and limiting the use of credit cards since my partner might be able to see my transactions online or might have enough information to access my account by phone.
  • Talking with my bank or looking online to see if my account can be accessed or monitored via the internet - then changing any passwords or restricting online access. Just as with cell phones, if my partner's name is on the account, they can show photo ID at the bank and gain access again.
  • Stashing enough cash to cover several days in a hotel and meals just in case I need it.
B. To increase my independence, I can open a savings account. If I am concerned that my abuser will find out, I will use my work address or a friend's address to keep this account private or I can visit www.ingdirect.com to open a savings account that operates entirely online so no account statements will arrive in the mail. There are no fees and no minimums to open an account online.

C. Credit is another way that my partner might try to cripple me, which might include: keeping my credit accounts maxed out so that I can't use them, canceling accounts that I might use, or opening accounts without my knowledge to drive my credit score down. I can combat these credit controls by:
  • Contacting each credit card company and finding out for sure which ones you are personally and legally responsible for. In some cases, I might be seen as an account holder, while in other cases I may only be a user on my partner's account. Knowing which accounts are truly tied to my personal credit will allow me to decide which accounts to rescue and which accounts to bypass.
  • For cards that I am liable for, I can ask the credit card company to help my family through our time of crisis. The card company might suspend late fees and interest for up to a year, if I agree not to use the card (it will likely be suspended). This will help to keep my account from getting further and further in the hole and give me an opportunity to salvage the accounts and end up with decent credit if I am able to make small payments each month.
  • I can contact my local credit counseling agency - or my local domestic violence program or United Way for a referral in my area - who can help me to begin separating me from joint accounts. They might also be able to help me to negotiate lower payments and pay-off rates with my existing accounts.
  • Getting a copy of my credit report to see what accounts show up under my name to get a true picture of my credit situation. Under the Fair Credit Reporting Act I am entitled to one free credit report disclosure in a 12 month period. To request this free annual disclosure I must contact the Central Source. To contact the Central Source on-line, visit www.annualcreditreport.com. I can also contact the Central Source to request this free annual disclosure by calling toll free (877) FACT-ACT or by using the mail request form available at the Central Source website. I can find out how to correct, contest, or question anything on my credit report by visiting www.equifax.com.
  • Visiting with a local bankruptcy attorney. Many give free seminars in the evenings or on weekends to answer questions about options related to credit cards and other financial matters. I can check my phone book yellow pages under - Attorneys: Bankruptcy - to find a free seminar near me.
  • Asking others to help me. Credit card companies, landlords, utility companies and others may be willing to extend payment due dates, waive late fees or other fines, and make alternate payment arrangements if they are alerted to your situation by a proper authority - which might include law enforcement, the prosecutor or State Attorney's office or your local domestic violence program. If I have sought help from one or more of these agencies, I can ask them to further assist me in this regard.

Step 9: Safety and my emotional health
The experience of being abused and verbally degraded is usually exhausting and emotionally draining. The process of building a new life takes much courage and incredible energy. To conserve my emotional energy and resources and to avoid hard emotional times, I can do some of the following:

A. Use "I can . . . " statements with myself and be assertive with others.
If I feel down and ready to return to a potentially abusive situation, I can:



When I have to communicate with my partner in person or by telephone, I can:



Whenever I feel that others are trying to control me, I can:



To help myself feel stronger, I can read:



When I need support or a shoulder to cry on, I can call:



Things that I could do or learn that would help me feel stronger are:



Things that I could do or learn that would help me to become more independent are:



To help gain support and strengthen relationships with other people, I can attend workshops or support groups or:



Step 10: Safety by being prepared
A. I will sit down and review my safety plan, rehearse my escape plan and, as appropriate, practice it with my children.

B. I will keep this document in a safe place and out of the reach of my abuser.

C. I will review this plan each time there is a change in my situation, which might include: moving to a new location, the serving of legal papers on my abuser, the arrest of my abuser, the release of my abuser, or any other significant change or event which could impact the safety of myself and/or my children.

(Safety Plan provided by several different resources, including NCADV, various state coalitions, organizations.)